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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,510 | $114,130-96.0% | $96,192-95.3% | $167,553-97.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 18.96% | 190.07%-171.1pp | 192.09%-173.1pp | 478.89%-459.9pp |
| Employer contribution / active EE | $1,809 | $3,431-47.3% | $2,799-35.4% | $4,840-62.6% |
| Participant deferral / active EE | $2,814 | $5,198-45.9% | $4,351-35.3% | $6,343-55.6% |
| Admin fee / account holder | $1,448 | $6,901-79.0% | $5,539-73.9% | $12,316-88.2% |