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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,595 | $132,634-4.6% | $115,768+9.4% | $137,256-7.8% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.4%-34.4pp | 80.0%-40.0pp |
| Annual return | 16.12% | 160.70%-144.6pp | 100.46%-84.3pp | 220.34%-204.2pp |
| Employer contribution / active EE | $3,514 | $3,360+4.6% | $2,940+19.5% | $4,156-15.5% |
| Participant deferral / active EE | $11,450 | $5,619+103.8% | $4,917+132.9% | $6,407+78.7% |
| Admin fee / account holder | $4,295 | $15,028-71.4% | $12,439-65.5% | $12,270-65.0% |