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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,595 | $177,595-28.7% | $148,496-14.7% | $198,609-36.3% |
| Participation rate | 40.0% | 79.3%-39.3pp | 76.0%-36.0pp | 82.4%-42.4pp |
| Annual return | 16.12% | 9.97%+6.2pp | 12.33%+3.8pp | 202.70%-186.6pp |
| Employer contribution / active EE | $3,514 | $4,098-14.3% | $3,497+0.5% | $5,055-30.5% |
| Participant deferral / active EE | $11,450 | $5,539+106.7% | $4,808+138.1% | $6,977+64.1% |
| Admin fee / account holder | $4,295 | $27,010-84.1% | $19,547-78.0% | $19,030-77.4% |