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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,595 | $139,948-9.5% | $121,663+4.1% | $154,746-18.2% |
| Participation rate | 40.0% | 78.0%-38.0pp | 74.5%-34.5pp | 80.7%-40.7pp |
| Annual return | 16.12% | 230.52%-214.4pp | 147.54%-131.4pp | 172.34%-156.2pp |
| Employer contribution / active EE | $3,514 | $3,521-0.2% | $3,020+16.3% | $4,379-19.8% |
| Participant deferral / active EE | $11,450 | $5,629+103.4% | $4,887+134.3% | $6,730+70.1% |
| Admin fee / account holder | $4,295 | $17,321-75.2% | $14,289-69.9% | $14,365-70.1% |