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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,789 | $192,829-83.5% | $142,516-77.7% | $139,466-77.2% |
| Participation rate | 100.0% | 81.4%+18.6pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 25.92% | 17.99%+7.9pp | 19.99%+5.9pp | 373.66%-347.7pp |
| Employer contribution / active EE | $2,362 | $5,808-59.3% | $4,849-51.3% | $4,754-50.3% |
| Participant deferral / active EE | $4,632 | $7,200-35.7% | $6,280-26.2% | $6,712-31.0% |
| Admin fee / account holder | $1,136 | $15,120-92.5% | $10,008-88.6% | $11,409-90.0% |