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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,736 | $210,991-88.8% | $153,741-84.6% | $145,897-83.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 18.42% | 13.46%+5.0pp | 15.71%+2.7pp | 552.29%-533.9pp |
| Employer contribution / active EE | $2,803 | $6,057-53.7% | $5,042-44.4% | $4,663-39.9% |
| Participant deferral / active EE | $5,618 | $7,979-29.6% | $6,757-16.8% | $6,689-16.0% |
| Admin fee / account holder | $22,735 | $19,490+16.7% | $12,749+78.3% | $13,390+69.8% |