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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,960 | $239,571-86.7% | $183,328-82.6% | $137,256-76.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 13.48% | 35.69%-22.2pp | 29.67%-16.2pp | 220.34%-206.9pp |
| Employer contribution / active EE | $2,110 | $6,148-65.7% | $5,055-58.3% | $4,156-49.2% |
| Participant deferral / active EE | $3,996 | $7,995-50.0% | $6,795-41.2% | $6,407-37.6% |
| Admin fee / account holder | $3,872 | $30,059-87.1% | $21,427-81.9% | $12,270-68.4% |