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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,742 | $54,370-87.6% | $82,763-91.9% | $68,490-90.2% |
| Participation rate | 26.8% | 63.9%-37.1pp | 72.6%-45.7pp | 67.9%-41.1pp |
| Annual return | -50.77% | -13.67%-37.1pp | 702.45%-753.2pp | -7.85%-42.9pp |
| Employer contribution / active EE | $678 | $2,219-69.5% | $3,008-77.5% | $2,597-73.9% |
| Participant deferral / active EE | $1,243 | $3,247-61.7% | $4,395-71.7% | $4,028-69.1% |
| Admin fee / account holder | $185 | $4,398-95.8% | $5,325-96.5% | $5,403-96.6% |