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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,981 | $45,872-71.7% | $77,100-83.2% | $68,490-81.0% |
| Participation rate | 57.7% | 55.9%+1.8pp | 67.9%-10.2pp | 67.9%-10.2pp |
| Annual return | -18.09% | 1.73%-19.8pp | 42.35%-60.4pp | -7.85%-10.2pp |
| Employer contribution / active EE | $3,205 | $1,650+94.3% | $2,815+13.9% | $2,597+23.4% |
| Participant deferral / active EE | $1,566 | $2,963-47.1% | $4,430-64.7% | $4,028-61.1% |
| Admin fee / account holder | $170 | $3,041-94.4% | $5,443-96.9% | $5,403-96.9% |