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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,645 | $93,617-17.1% | $135,982-42.9% | $75,177+3.3% |
| Participation rate | 73.3% | 75.2%-1.9pp | 81.9%-8.6pp | 67.2%+6.1pp |
| Annual return | 23.63% | 30.89%-7.3pp | 68.32%-44.7pp | 160.75%-137.1pp |
| Employer contribution / active EE | $3,586 | $3,538+1.4% | $4,859-26.2% | $2,671+34.3% |
| Participant deferral / active EE | $7,661 | $6,406+19.6% | $7,760-1.3% | $4,126+85.6% |
| Admin fee / account holder | $2,476 | $6,980-64.5% | $10,767-77.0% | $5,651-56.2% |