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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,341 | $73,848-52.1% | $143,799-75.4% | $68,486-48.4% |
| Participation rate | 17.8% | 66.7%-48.9pp | 80.3%-62.5pp | 67.9%-50.1pp |
| Annual return | 33.97% | 0.91%+33.1pp | -0.04%+34.0pp | -7.85%+41.8pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,417 | $3,385-28.6% | $5,638-57.1% | $4,028-40.0% |
| Admin fee / account holder | $891 | $5,755-84.5% | $14,677-93.9% | $5,404-83.5% |