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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,444 | $136,860-55.8% | $120,344-49.8% | $154,746-60.9% |
| Participation rate | 82.4% | 79.9%+2.5pp | 76.7%+5.6pp | 80.7%+1.7pp |
| Annual return | 22.46% | 21.38%+1.1pp | 20.30%+2.2pp | 172.34%-149.9pp |
| Employer contribution / active EE | $4,685 | $3,533+32.6% | $3,020+55.1% | $4,379+7.0% |
| Participant deferral / active EE | $11,745 | $5,793+102.7% | $5,135+128.7% | $6,730+74.5% |
| Admin fee / account holder | $1,905 | $15,393-87.6% | $12,742-85.0% | $14,365-86.7% |