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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,995 | $135,956-57.3% | $123,894-53.2% | $273,972-78.8% |
| Participation rate | 68.8% | 84.1%-15.3pp | 81.4%-12.7pp | 83.0%-14.3pp |
| Annual return | 9.87% | 56.63%-46.8pp | 47.52%-37.6pp | 41.46%-31.6pp |
| Employer contribution / active EE | $4,958 | $5,170-4.1% | $4,617+7.4% | $4,869+1.8% |
| Participant deferral / active EE | $12,872 | $6,343+102.9% | $5,984+115.1% | $5,287+143.4% |
| Admin fee / account holder | $5,712 | $9,817-41.8% | $8,357-31.7% | $10,133-43.6% |