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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,661 | $65,027-66.7% | $90,970-76.2% | $79,852-72.9% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 15.52% | 30.45%-14.9pp | 134.58%-119.1pp | 31.72%-16.2pp |
| Employer contribution / active EE | $1,686 | $1,247+35.1% | $2,122-20.6% | $2,471-31.8% |
| Participant deferral / active EE | $3,870 | $2,512+54.1% | $3,373+14.7% | $3,740+3.5% |
| Admin fee / account holder | $426 | $4,535-90.6% | $5,960-92.8% | $5,306-92.0% |