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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,178 | $81,331-32.2% | $155,534-64.5% | $80,935-31.8% |
| Participation rate | 85.7% | 66.3%+19.5pp | 78.2%+7.5pp | 67.7%+18.1pp |
| Annual return | 14.54% | 33.37%-18.8pp | 64.92%-50.4pp | 35.66%-21.1pp |
| Employer contribution / active EE | $7,481 | $3,105+141.0% | $4,675+60.0% | $2,757+171.4% |
| Participant deferral / active EE | $5,595 | $3,454+62.0% | $5,630-0.6% | $4,299+30.1% |
| Admin fee / account holder | $1,894 | $7,999-76.3% | $15,900-88.1% | $6,924-72.6% |