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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,178 | $81,276-32.1% | $155,574-64.5% | $80,925-31.8% |
| Participation rate | 85.7% | 66.2%+19.5pp | 78.2%+7.5pp | 67.7%+18.1pp |
| Annual return | 14.54% | 33.36%-18.8pp | 64.87%-50.3pp | 35.65%-21.1pp |
| Employer contribution / active EE | $7,481 | $3,103+141.1% | $4,676+60.0% | $2,756+171.4% |
| Participant deferral / active EE | $5,595 | $3,453+62.1% | $5,629-0.6% | $4,299+30.2% |
| Admin fee / account holder | $1,894 | $7,993-76.3% | $15,914-88.1% | $6,940-72.7% |