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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,445 | $103,000+6.3% | $90,300+21.2% | $152,885-28.4% |
| Participation rate | 20.0% | 75.9%-55.9pp | 73.3%-53.3pp | 82.5%-62.5pp |
| Annual return | 24.94% | 95.19%-70.3pp | 78.11%-53.2pp | 345.39%-320.4pp |
| Employer contribution / active EE | $1,045 | $3,138-66.7% | $2,854-63.4% | $4,763-78.1% |
| Participant deferral / active EE | $2,346 | $4,281-45.2% | $3,884-39.6% | $5,851-59.9% |
| Admin fee / account holder | $119 | $6,173-98.1% | $5,353-97.8% | $11,598-99.0% |