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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,547 | $111,535+11.7% | $105,223+18.4% | $137,256-9.3% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 80.0%+5.8pp |
| Annual return | 17.46% | 237.85%-220.4pp | 180.65%-163.2pp | 220.34%-202.9pp |
| Employer contribution / active EE | $4,833 | $3,939+22.7% | $3,689+31.0% | $4,156+16.3% |
| Participant deferral / active EE | $14,093 | $5,500+156.2% | $5,072+177.9% | $6,407+120.0% |
| Admin fee / account holder | $1,182 | $9,721-87.8% | $8,859-86.7% | $12,270-90.4% |