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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,966 | $63,346-5.3% | $92,239-35.0% | $70,124-14.5% |
| Participation rate | 68.9% | 68.7%+0.2pp | 76.5%-7.6pp | 69.5%-0.7pp |
| Annual return | 19.09% | 530.19%-511.1pp | 176.29%-157.2pp | 73.14%-54.1pp |
| Employer contribution / active EE | $3,497 | $2,471+41.5% | $3,680-5.0% | $2,342+49.3% |
| Participant deferral / active EE | $7,470 | $2,854+161.8% | $3,897+91.7% | $3,332+124.2% |
| Admin fee / account holder | $2,058 | $3,841-46.4% | $5,194-60.4% | $4,645-55.7% |