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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,764 | $85,766-50.1% | $136,298-68.6% | $70,126-39.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 18.15% | 31.46%-13.3pp | 5156.27%-5138.1pp | 73.15%-55.0pp |
| Employer contribution / active EE | $5,179 | $2,966+74.6% | $4,696+10.3% | $2,343+121.1% |
| Participant deferral / active EE | $4,789 | $5,051-5.2% | $6,247-23.3% | $3,332+43.7% |
| Admin fee / account holder | $4,843 | $5,421-10.7% | $9,244-47.6% | $4,645+4.2% |