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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,238 | $69,248-83.8% | $64,101-82.5% | $139,466-91.9% |
| Participation rate | 64.3% | 75.6%-11.3pp | 72.3%-8.0pp | 80.3%-16.0pp |
| Annual return | 25.19% | 45.95%-20.8pp | 33.72%-8.5pp | 373.66%-348.5pp |
| Employer contribution / active EE | $1,198 | $3,185-62.4% | $2,749-56.4% | $4,754-74.8% |
| Participant deferral / active EE | $2,665 | $4,682-43.1% | $3,881-31.3% | $6,712-60.3% |
| Admin fee / account holder | $343 | $4,247-91.9% | $3,070-88.8% | $11,409-97.0% |