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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,908 | $133,998-24.7% | $112,263-10.1% | $134,545-25.0% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | -6.33% | 47.17%-53.5pp | 27.49%-33.8pp | 418.37%-424.7pp |
| Employer contribution / active EE | $6,833 | $4,040+69.1% | $3,636+87.9% | $4,742+44.1% |
| Participant deferral / active EE | $4,347 | $5,292-17.9% | $4,729-8.1% | $6,401-32.1% |
| Admin fee / account holder | $1,802 | $7,493-76.0% | $6,410-71.9% | $11,431-84.2% |