Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,152 | $75,832-93.2% | $147,617-96.5% | $59,633-91.4% |
| Participation rate | 46.6% | 71.6%-25.0pp | 84.6%-38.1pp | 68.7%-22.1pp |
| Annual return | -10.14% | 0.37%-10.5pp | 61.98%-72.1pp | 2041.45%-2051.6pp |
| Employer contribution / active EE | $1,034 | $3,485-70.3% | $5,564-81.4% | $2,203-53.1% |
| Participant deferral / active EE | $1,592 | $3,131-49.1% | $4,895-67.5% | $3,192-50.1% |
| Admin fee / account holder | $602 | $5,986-89.9% | $11,612-94.8% | $4,297-86.0% |