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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,234 | $209,336+36.7% | $197,124+45.2% | $137,256+108.5% |
| Participation rate | 93.3% | 87.3%+6.0pp | 86.7%+6.6pp | 80.0%+13.4pp |
| Annual return | 21.10% | 48.09%-27.0pp | 44.34%-23.2pp | 220.34%-199.2pp |
| Employer contribution / active EE | $0 | $6,591-100.0% | $6,227-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $10,328 | $9,614+7.4% | $9,135+13.1% | $6,407+61.2% |
| Admin fee / account holder | $4,969 | $17,308-71.3% | $16,298-69.5% | $12,270-59.5% |