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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,207 | $105,867+73.1% | $90,760+101.9% | $134,532+36.2% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | 0.54% | -10.99%+11.5pp | -12.16%+12.7pp | 418.27%-417.7pp |
| Employer contribution / active EE | $4,239 | $3,464+22.4% | $2,922+45.1% | $4,741-10.6% |
| Participant deferral / active EE | $14,076 | $5,217+169.8% | $4,565+208.3% | $6,401+119.9% |
| Admin fee / account holder | $528 | $13,936-96.2% | $8,444-93.7% | $11,429-95.4% |