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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,956 | $125,190+125.2% | $105,624+166.9% | $145,897+93.3% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 2.61% | 225.22%-222.6pp | 116.20%-113.6pp | 552.29%-549.7pp |
| Employer contribution / active EE | $5,455 | $3,720+46.6% | $3,168+72.2% | $4,663+17.0% |
| Participant deferral / active EE | $20,992 | $5,716+267.3% | $5,013+318.8% | $6,689+213.8% |
| Admin fee / account holder | $0 | $17,138-100.0% | $10,961-100.0% | $13,390-100.0% |