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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,456 | $73,978+34.4% | $96,515+3.0% | $75,173+32.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 56.14% | 26.72%+29.4pp | 35.73%+20.4pp | 160.72%-104.6pp |
| Employer contribution / active EE | $2,387 | $2,931-18.6% | $3,740-36.2% | $2,671-10.6% |
| Participant deferral / active EE | $7,174 | $3,660+96.0% | $4,880+47.0% | $4,126+73.9% |
| Admin fee / account holder | $1,132 | $5,219-78.3% | $6,735-83.2% | $5,651-80.0% |