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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,224 | $112,729-28.8% | $98,716-18.7% | $137,256-41.6% |
| Participation rate | 93.8% | 74.2%+19.5pp | 69.3%+24.5pp | 80.0%+13.8pp |
| Annual return | 18.41% | 38.48%-20.1pp | 31.81%-13.4pp | 220.34%-201.9pp |
| Employer contribution / active EE | $8,494 | $2,725+211.7% | $2,279+272.8% | $4,156+104.4% |
| Participant deferral / active EE | $4,623 | $4,640-0.4% | $4,048+14.2% | $6,407-27.8% |
| Admin fee / account holder | $488 | $10,129-95.2% | $8,703-94.4% | $12,270-96.0% |