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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,612 | $32,037-60.6% | $69,182-81.8% | $62,881-79.9% |
| Participation rate | 28.1% | 43.4%-15.3pp | 55.1%-27.0pp | 69.3%-41.2pp |
| Annual return | 1.65% | 15.16%-13.5pp | -21.93%+23.6pp | 20.14%-18.5pp |
| Employer contribution / active EE | $366 | $679-46.1% | $1,206-69.6% | $2,281-83.9% |
| Participant deferral / active EE | $1,034 | $1,185-12.8% | $1,897-45.5% | $3,203-67.7% |
| Admin fee / account holder | $134 | $2,608-94.9% | $2,697-95.0% | $4,296-96.9% |