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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,369 | $141,004+58.4% | $112,273+99.0% | $139,466+60.2% |
| Participation rate | 27.3% | 79.2%-51.9pp | 72.4%-45.2pp | 80.3%-53.1pp |
| Annual return | 25.13% | 32.75%-7.6pp | 30.23%-5.1pp | 373.66%-348.5pp |
| Employer contribution / active EE | $925 | $4,285-78.4% | $3,431-73.0% | $4,754-80.5% |
| Participant deferral / active EE | $2,494 | $5,878-57.6% | $4,800-48.0% | $6,712-62.8% |
| Admin fee / account holder | $2,267 | $9,959-77.2% | $7,752-70.8% | $11,409-80.1% |