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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,333 | $110,337-38.1% | $102,383-33.3% | $145,877-53.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.70% | 24.83%-13.1pp | 24.94%-13.2pp | 551.28%-539.6pp |
| Employer contribution / active EE | $7,277 | $4,216+72.6% | $3,870+88.0% | $4,663+56.1% |
| Participant deferral / active EE | $26,504 | $5,621+371.6% | $5,060+423.8% | $6,691+296.1% |
| Admin fee / account holder | $12,697 | $9,750+30.2% | $8,391+51.3% | $13,402-5.3% |