Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,138 | $27,943-49.4% | $58,507-75.8% | $75,177-81.2% |
| Participation rate | 51.3% | 38.8%+12.4pp | 50.9%+0.4pp | 67.2%-15.9pp |
| Annual return | 13.31% | 44.22%-30.9pp | 4252.32%-4239.0pp | 160.75%-147.4pp |
| Employer contribution / active EE | $236 | $670-64.8% | $1,053-77.6% | $2,671-91.2% |
| Participant deferral / active EE | $802 | $1,202-33.2% | $1,922-58.3% | $4,126-80.6% |
| Admin fee / account holder | $930 | $1,727-46.2% | $2,486-62.6% | $5,651-83.6% |