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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,197 | $175,259+59.9% | $149,723+87.1% | $139,487+100.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.58% | 166.82%-146.2pp | 134.50%-113.9pp | 373.84%-353.3pp |
| Employer contribution / active EE | $5,035 | $5,478-8.1% | $4,821+4.4% | $4,755+5.9% |
| Participant deferral / active EE | $9,925 | $6,522+52.2% | $5,682+74.7% | $6,713+47.9% |
| Admin fee / account holder | $1,667 | $16,158-89.7% | $13,215-87.4% | $11,407-85.4% |