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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,365 | $172,111+114.6% | $150,298+145.8% | $137,256+169.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 3.91% | 69.37%-65.5pp | 62.79%-58.9pp | 220.34%-216.4pp |
| Employer contribution / active EE | $1,695 | $4,636-63.4% | $4,154-59.2% | $4,156-59.2% |
| Participant deferral / active EE | $10,543 | $6,166+71.0% | $5,453+93.4% | $6,407+64.6% |
| Admin fee / account holder | $309 | $16,471-98.1% | $14,116-97.8% | $12,270-97.5% |