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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,212 | $165,381-20.1% | $149,730-11.7% | $158,966-16.8% |
| Participation rate | 62.5% | 84.6%-22.1pp | 82.5%-20.0pp | 82.0%-19.5pp |
| Annual return | -1.92% | 348.29%-350.2pp | 276.70%-278.6pp | 302.95%-304.9pp |
| Employer contribution / active EE | $2,734 | $5,104-46.4% | $4,645-41.2% | $4,762-42.6% |
| Participant deferral / active EE | $7,578 | $7,182+5.5% | $6,843+10.7% | $5,983+26.7% |
| Admin fee / account holder | $12 | $10,809-99.9% | $9,310-99.9% | $11,250-99.9% |