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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,241 | $147,727+35.5% | $115,756+73.0% | $134,532+48.8% |
| Participation rate | 66.7% | 80.4%-13.8pp | 77.1%-10.4pp | 81.2%-14.6pp |
| Annual return | 20.66% | 73.96%-53.3pp | 143.14%-122.5pp | 418.27%-397.6pp |
| Employer contribution / active EE | $0 | $4,713-100.0% | $3,793-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $11,654 | $7,563+54.1% | $6,254+86.4% | $6,401+82.1% |
| Admin fee / account holder | $16,720 | $14,571+14.7% | $8,124+105.8% | $11,429+46.3% |