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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,214 | $149,040-88.4% | $120,225-85.7% | $137,256-87.5% |
| Participation rate | 44.4% | 75.4%-31.0pp | 69.6%-25.1pp | 80.0%-35.5pp |
| Annual return | 17.09% | 605.68%-588.6pp | 439.23%-422.1pp | 220.34%-203.3pp |
| Employer contribution / active EE | $505 | $4,350-88.4% | $3,475-85.5% | $4,156-87.9% |
| Participant deferral / active EE | $2,669 | $4,655-42.7% | $3,999-33.2% | $6,407-58.3% |
| Admin fee / account holder | $64 | $6,348-99.0% | $5,696-98.9% | $12,270-99.5% |