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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,334 | $138,114-85.3% | $125,391-83.8% | $134,545-84.9% |
| Participation rate | 65.0% | 84.5%-19.5pp | 82.4%-17.4pp | 81.2%-16.2pp |
| Annual return | -15.96% | 750.88%-766.8pp | 572.41%-588.4pp | 418.37%-434.3pp |
| Employer contribution / active EE | $1,899 | $5,246-63.8% | $4,816-60.6% | $4,742-59.9% |
| Participant deferral / active EE | $3,870 | $7,801-50.4% | $7,448-48.0% | $6,401-39.5% |
| Admin fee / account holder | $2,428 | $11,570-79.0% | $10,009-75.7% | $11,431-78.8% |