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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,541 | $99,011-90.4% | $86,582-89.0% | $147,586-93.5% |
| Participation rate | 75.0% | 76.3%-1.3pp | 73.5%+1.5pp | 82.8%-7.8pp |
| Annual return | 14.61% | 1312.75%-1298.1pp | 965.08%-950.5pp | 578.59%-564.0pp |
| Employer contribution / active EE | $1,253 | $3,132-60.0% | $2,839-55.9% | $4,876-74.3% |
| Participant deferral / active EE | $1,526 | $3,972-61.6% | $3,609-57.7% | $5,439-71.9% |
| Admin fee / account holder | $1,537 | $5,709-73.1% | $4,904-68.7% | $10,886-85.9% |