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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,553 | $100,805-49.9% | $86,698-41.7% | $134,532-62.4% |
| Participation rate | 41.7% | 79.0%-37.3pp | 76.6%-34.9pp | 81.2%-39.6pp |
| Annual return | -20.05% | 29.09%-49.1pp | 35.95%-56.0pp | 418.27%-438.3pp |
| Employer contribution / active EE | $1,284 | $3,490-63.2% | $2,837-54.8% | $4,741-72.9% |
| Participant deferral / active EE | $2,063 | $5,339-61.4% | $4,656-55.7% | $6,401-67.8% |
| Admin fee / account holder | $1,128 | $10,925-89.7% | $7,493-84.9% | $11,429-90.1% |