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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,901 | $112,729-70.8% | $98,716-66.7% | $137,256-76.0% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.3%+18.2pp | 80.0%+7.5pp |
| Annual return | 15.37% | 38.48%-23.1pp | 31.81%-16.4pp | 220.34%-205.0pp |
| Employer contribution / active EE | $1,680 | $2,725-38.3% | $2,279-26.3% | $4,156-59.6% |
| Participant deferral / active EE | $6,239 | $4,640+34.5% | $4,048+54.1% | $6,407-2.6% |
| Admin fee / account holder | $301 | $10,129-97.0% | $8,703-96.5% | $12,270-97.6% |