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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,382 | $91,179+101.1% | $178,499+2.7% | $79,852+129.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 7.19% | 24.19%-17.0pp | 151.10%-143.9pp | 31.72%-24.5pp |
| Employer contribution / active EE | $10,046 | $3,256+208.6% | $5,011+100.5% | $2,471+306.5% |
| Participant deferral / active EE | $5,999 | $3,236+85.4% | $5,202+15.3% | $3,740+60.4% |
| Admin fee / account holder | $10,714 | $6,749+58.8% | $13,986-23.4% | $5,306+101.9% |