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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,146 | $106,557-94.2% | $91,227-93.3% | $134,545-95.4% |
| Participation rate | 69.2% | 76.8%-7.6pp | 73.2%-4.0pp | 81.2%-12.0pp |
| Annual return | -19.85% | 160.81%-180.7pp | 114.14%-134.0pp | 418.37%-438.2pp |
| Employer contribution / active EE | $1,282 | $3,332-61.5% | $2,851-55.1% | $4,742-73.0% |
| Participant deferral / active EE | $2,293 | $4,719-51.4% | $4,234-45.9% | $6,401-64.2% |
| Admin fee / account holder | $127 | $6,235-98.0% | $5,423-97.7% | $11,431-98.9% |