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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,563 | $190,879-58.3% | $160,009-50.3% | $134,532-40.9% |
| Participation rate | 57.1% | 82.0%-24.8pp | 78.0%-20.8pp | 81.2%-24.1pp |
| Annual return | -18.67% | 552.63%-571.3pp | 408.85%-427.5pp | 418.27%-436.9pp |
| Employer contribution / active EE | $3,350 | $4,995-32.9% | $4,225-20.7% | $4,741-29.3% |
| Participant deferral / active EE | $11,077 | $6,924+60.0% | $6,183+79.1% | $6,401+73.1% |
| Admin fee / account holder | $318 | $10,495-97.0% | $8,715-96.3% | $11,429-97.2% |