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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,024 | $93,617-73.3% | $135,982-81.6% | $75,177-66.7% |
| Participation rate | 64.0% | 75.2%-11.2pp | 81.9%-17.9pp | 67.2%-3.2pp |
| Annual return | 20.04% | 30.89%-10.9pp | 68.32%-48.3pp | 160.75%-140.7pp |
| Employer contribution / active EE | $932 | $3,538-73.7% | $4,859-80.8% | $2,671-65.1% |
| Participant deferral / active EE | $4,936 | $6,406-23.0% | $7,760-36.4% | $4,126+19.6% |
| Admin fee / account holder | $4,121 | $6,980-41.0% | $10,767-61.7% | $5,651-27.1% |