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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,986 | $209,874-84.8% | $189,537-83.1% | $167,536-80.9% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 23.08% | 748.61%-725.5pp | 555.34%-532.3pp | 478.82%-455.7pp |
| Employer contribution / active EE | $5,320 | $6,913-23.0% | $6,161-13.7% | $4,839+9.9% |
| Participant deferral / active EE | $5,818 | $8,934-34.9% | $8,220-29.2% | $6,342-8.3% |
| Admin fee / account holder | $2,718 | $14,299-81.0% | $12,048-77.4% | $12,315-77.9% |