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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,313 | $135,956-63.0% | $123,894-59.4% | $273,972-81.6% |
| Participation rate | 70.0% | 84.1%-14.1pp | 81.4%-11.4pp | 83.0%-13.0pp |
| Annual return | 7.08% | 56.63%-49.5pp | 47.52%-40.4pp | 41.46%-34.4pp |
| Employer contribution / active EE | $2,460 | $5,170-52.4% | $4,617-46.7% | $4,869-49.5% |
| Participant deferral / active EE | $4,166 | $6,343-34.3% | $5,984-30.4% | $5,287-21.2% |
| Admin fee / account holder | $5,314 | $9,817-45.9% | $8,357-36.4% | $10,133-47.6% |