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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,881 | $202,342-78.3% | $172,753-74.6% | $152,909-71.3% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 24.85% | 1029.88%-1005.0pp | 803.00%-778.2pp | 345.46%-320.6pp |
| Employer contribution / active EE | $2,948 | $5,857-49.7% | $5,144-42.7% | $4,764-38.1% |
| Participant deferral / active EE | $5,825 | $5,948-2.1% | $5,198+12.1% | $5,851-0.5% |
| Admin fee / account holder | $379 | $17,112-97.8% | $13,956-97.3% | $11,601-96.7% |