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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,396 | $65,367+356.5% | $92,915+221.1% | $72,976+308.9% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 22.38% | 42.11%-19.7pp | 109.45%-87.1pp | 81.02%-58.6pp |
| Employer contribution / active EE | $12,026 | $2,594+363.6% | $3,653+229.2% | $2,440+392.8% |
| Participant deferral / active EE | $11,218 | $3,128+258.6% | $4,238+164.7% | $3,608+210.9% |
| Admin fee / account holder | $1,378 | $4,251-67.6% | $5,796-76.2% | $5,124-73.1% |