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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,295 | $162,136+0.7% | $152,301+7.2% | $154,746+5.5% |
| Participation rate | 92.3% | 84.1%+8.2pp | 82.4%+9.9pp | 80.7%+11.6pp |
| Annual return | 23.22% | 91.02%-67.8pp | 80.50%-57.3pp | 172.34%-149.1pp |
| Employer contribution / active EE | $1,890 | $4,890-61.4% | $4,624-59.1% | $4,379-56.8% |
| Participant deferral / active EE | $4,714 | $8,341-43.5% | $8,004-41.1% | $6,730-30.0% |
| Admin fee / account holder | $717 | $15,759-95.4% | $14,398-95.0% | $14,365-95.0% |