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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,724 | $160,070+2.3% | $147,117+11.3% | $145,897+12.2% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 20.73% | 98.69%-78.0pp | 420.54%-399.8pp | 552.29%-531.6pp |
| Employer contribution / active EE | $1,215 | $5,285-77.0% | $4,932-75.4% | $4,663-73.9% |
| Participant deferral / active EE | $4,167 | $8,419-50.5% | $8,065-48.3% | $6,689-37.7% |
| Admin fee / account holder | $780 | $15,035-94.8% | $12,993-94.0% | $13,390-94.2% |