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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $11,077 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $3,961 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,841 | $80,983-70.6% | $96,544-75.3% | $75,177-68.3% |
| Participation rate | 96.5% | 71.8%+24.7pp | 76.0%+20.5pp | 67.2%+29.3pp |
| Annual return | 20.24% | 27.05%-6.8pp | 25.88%-5.6pp | 160.75%-140.5pp |
| Employer contribution / active EE | $2,080 | $2,282-8.9% | $2,966-29.9% | $2,671-22.1% |
| Participant deferral / active EE | $3,647 | $3,929-7.2% | $4,851-24.8% | $4,126-11.6% |
| Admin fee / account holder | $104 | $6,717-98.5% | $8,254-98.7% | $5,651-98.2% |