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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,070 | $75,962+342.4% | $154,108+118.1% | $64,173+423.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.34% | 30.32%-34.7pp | 735.21%-739.5pp | 7.63%-12.0pp |
| Employer contribution / active EE | $21,288 | $3,350+535.5% | $5,298+301.8% | $2,381+794.1% |
| Participant deferral / active EE | $17,201 | $3,175+441.8% | $5,081+238.6% | $3,470+395.8% |
| Admin fee / account holder | $13,141 | $5,589+135.1% | $13,411-2.0% | $4,887+168.9% |