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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,074 | $59,819+12.1% | $79,583-15.7% | $68,490-2.1% |
| Participation rate | 67.7% | 61.1%+6.7pp | 69.5%-1.8pp | 67.9%-0.2pp |
| Annual return | -15.31% | -12.30%-3.0pp | 0.16%-15.5pp | -7.85%-7.5pp |
| Employer contribution / active EE | $1,834 | $1,505+21.8% | $2,414-24.0% | $2,597-29.4% |
| Participant deferral / active EE | $4,298 | $3,025+42.1% | $3,986+7.8% | $4,028+6.7% |
| Admin fee / account holder | $618 | $4,835-87.2% | $6,835-91.0% | $5,403-88.6% |